Financial Highlights
3/31/2017
12/31/2017
3/31/2018
6/30/2018
Loan Composition (%)
Total Gross Loans ($000) 766,450 853,455 874,161 892,906
Gross Loans HFI Growth 5.10 12.98 10.09 8.27
1-4 Family Loans/ Loans 7.73 7.55 7.46 7.51
Multifamily Loans/ Loans NA NA NA NA
Commercial Real Estate Loans/ Loans NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans 61.79 63.20 62.56 61.91
Real Estate Loans/ Loans 69.52 70.75 70.02 69.42
Construction & Development Loans/ Loans 14.30 13.88 14.31 15.11
Home Equity Loans/ Loans NA NA NA NA
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0.01 0.01 0 0
Other Consumer Loans/ Loans 3.82 3.54 3.52 3.50
Consumer Loans/ Loans 3.83 3.55 3.52 3.51
Commercial Loans/ Loans 12.42 11.91 12.24 12.06
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans (0.07) (0.09) (0.09) (0.09)
Deposit Composition (%)
Total Deposits ($000) 799,705 861,557 870,904 880,879
Deposit Growth 11.92 10.94 4.34 4.58
Transaction Acct Deps/Tot Deps 43.08 46.42 43.16 41.42
Savings Acct Deps/Tot Deposits 32.30 28.14 29.59 30.01
Money Mkt Deps/Tot Deposits 7.80 6.94 6.47 5.85
MMDA & Savings/Total Deposits 40.11 35.08 36.06 35.87
Retail Time Deps/Tot Deposits 7.36 8.19 9.88 10.87
Jumbo Time Deposits/ Deposits 9.45 10.30 10.90 11.84
Tot Time Deposits/Tot Deposits 16.81 18.49 20.78 22.71
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 83.19 81.51 79.22 77.29
Core Deposits/Total Deposits 90.55 89.70 89.10 88.16
Noninterest-bearing Deposits/ Deposits 19.54 19.42 18.23 18.90
Interest-bearing Deposits/ Deposits 80.46 80.58 81.77 81.10
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.

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