DRIP/Stock Purchase Plan

Two River Bancorp offers a Dividend Reinvestment Plan to shareholders. Through the Plan, shareholders may have their quarterly dividends automatically reinvested without brokerage fees, commissions or service charges. In addition to reinvesting dividends, the Plan allows participants to invest a maximum of $5,000 per quarter in cash contributions to purchase additional shares. Shareholders not enrolled in the Plan may contact our transfer agent, Computershare Shareholder Services on the web: www.computershare.com; by phone: 800-368-5948 or by mail: Computershare Shareholder Services, PO Box 30170, College Station TX 77842-3170 for enrollment information.

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