TwoRiver Community Bank

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 2014 Y2015 Y2016 Y2017 Y2018 Q2 YTD
Source Document12/31/201512/31/201712/31/201712/31/20176/30/2018
(in thousands)     
Interest Income 
Loans, including fees 28,91330,62432,79835,80120,064
Taxable 972782776988587
Tax-exempt 4316239171,101562
Interest-bearing deposits 7074133350161
Total Interest Income 30,38632,10334,62438,24021,374
Interest Expense 
Deposits 2,9043,1413,8294,3632,999
Securities sold under agreements to repurchase 6568616629
FHLB and other borrowings 483621618620246
Subordinated debt 033656658330
Total Interest Expense 3,4523,8635,1645,7073,604
Net Interest Income 26,93428,24029,46032,53317,770
Provision for Loan Losses 6214905151,530625
Net Interest Income after Provision for Loan Losses 26,31327,75028,94531,00317,145
Non-Interest Income 
Service fees on deposit accounts 687578587772477
Mortgage banking 2757831,1621,583747
Other loan fees 405214610588248
Earnings from investment in bank owned life insurance 460445477544262
Death benefit on bank owned life insurance NA08620NA
Gain on sale of SBA loans 3985618681,052718
Net gain on sale of securities 8837720NA
Gain on sale of premises and equipment 020800NA
Other income 619711851920354
Total Non-Interest Income 2,9323,5375,4895,4592,806
Non-Interest Expenses 
Salaries and employee benefits 11,51412,48612,84414,0467,895
Occupancy and equipment 3,4663,9424,1174,2412,133
Professional 8459821,1981,497828
Insurance 308268216216121
FDIC insurance and assessments 509433412467246
Advertising 376403415450190
Data processing 392475554553326
Outside services fees 477499500473161
Amortization of identifiable intangibles 864890NA
OREO expenses, impairments and sales, net (39)(70)(274)48(15)
Loan workout expenses 3594317323396
Other operating 1,3741,4581,4111,718797
Total Non-Interest Expenses 19,66721,35521,47523,94212,778
Income before Income Taxes 9,5789,93212,95912,5207,173
Income tax expense 3,5613,5854,3286,0181,847
Net Income 6,0176,3478,6316,5025,326
Preferred stock dividend (117)(57)00NA
Net Income available to common shareholders 5,9006,2908,6316,502NA
Earnings Per Common Share 
Basic 0.740.761.040.780.63
Diluted 0.730.741.010.750.61
Weighted average common shares outstanding 
Basic NANANANA8,480
Diluted NANANANA8,695
Net income 6,0176,3478,6316,5025,326
Other comprehensive (loss) income 
Reclassification adjustment for gains on sales of securities available for sale recognized in income, net of income tax expense (53)(23)00NA
Unrealized holdings (losses)/gains on securities available for sale, net of income tax 392(31)887(194)
Other comprehensive (loss) income 339(54)887(194)
Total comprehensive income 6,3566,2938,6396,5895,132

Data shown on this page is extracted directly from the company’s documents. SNL makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, SNL, as always, stands by its commitment to the quality of the data.

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Market SummaryDesktop Summary
Trading SymbolTRCB
Market Value ($M)148.43
Stock Quote$ 17.35
Change Up$ 0.03
0.17 %
As of
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