TwoRiver Community Bank

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 2013 Y2014 Y2015 Y2016 Y2017 Q1 YTD
Source Document12/31/201412/31/201512/31/201612/31/20163/31/2017
(in thousands)     
Interest Income 
Loans, including fees 28,77328,91330,62432,7988,403
Taxable 1,020972782776233
Tax-exempt 448431623917285
Interest-bearing deposits 75707413372
Total Interest Income 30,31630,38632,10334,6248,993
Interest Expense 
Deposits 3,2762,9043,1413,8291,038
Securities sold under agreements to repurchase 7965686115
FHLB and other borrowings 444483621618145
Subordinated debt NA033656165
Total Interest Expense 3,7993,4523,8635,1641,363
Net Interest Income 26,51726,93428,24029,4607,630
Provision For Loan Losses 910621490515225
Net Interest Income after Provision for Loan Losses 25,60726,31327,75028,9457,405
Non-Interest Income 
Service fees on deposit accounts 652687578587150
Mortgage banking 3372757831,162426
Other loan fees 36040521461092
Earnings from investment in bank owned life insurance 432460445477136
Death benefit on bank owned life insurance NANA0862NA
Gain on sale of SBA loans 109398561868117
Net gain on sale of securities 2188837720
Gain on sale of premises and equipment NA02080NA
Other income 597619711851204
Total Non-Interest Income 2,7052,9323,5375,4891,125
Non-Interest Expenses 
Salaries and employee benefits 10,98011,51412,48612,8443,453
Occupancy and equipment 3,4973,4663,9424,1171,054
Professional 8928459821,198341
Insurance 33030826821648
FDIC insurance and assessments 545509433412123
Advertising 302376403415110
Data processing 495392475554130
Outside services fees 474477499500103
Amortization of identifiable intangibles 125864890
OREO expenses, impairments and sales, net 665(39)(70)(274)(3)
Loan workout expenses 3373594317327
Other operating 1,5381,3741,4581,411391
Total Non-Interest Expenses 20,18019,66721,35521,4755,777
Income before Income Taxes 8,1329,5789,93212,9592,753
Income tax expense 2,9733,5613,5854,328951
Net Income 5,1596,0176,3478,6311,802
Preferred stock dividend (261)(117)(57)0NA
Net Income available to common shareholders 4,8985,9006,2908,631NA
Earnings Per Common Share 
Basic 0.610.740.761.040.22
Diluted 0.60.730.741.010.21
Weighted average common shares outstanding 
Basic NANANANA8,341
Diluted NANANANA8,618
Net income 5,1596,0176,3478,6311,802
Other comprehensive income 
Reclassification adjustment for gains on sales of securities available for sale recognized in income, net of income tax expense (131)(53)(23)0NA
Unrealized holdings gains on securities available for sale, net of income tax expense (921)392(31)869
Other comprehensive income (1,052)339(54)869
Total comprehensive income 4,1076,3566,2938,6391,871

Data shown on this page is extracted directly from the company’s documents. SNL makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, SNL, as always, stands by its commitment to the quality of the data.

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Market SummaryDesktop Summary
Trading SymbolTRCB
Market Value ($M)154.62
Stock Quote$ 18.42
Change Up$ 0.62
3.48 %
As of
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