TwoRiver Community Bank

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 2013 Y2014 Y2015 Y2016 Y
Source Document12/31/201412/31/201512/31/201612/31/2016
(in thousands)    
Interest Income 
Loans, including fees 28,77328,91330,62432,798
Taxable 1,020972782776
Tax-exempt 448431623917
Interest-bearing deposits 757074133
Total Interest Income 30,31630,38632,10334,624
Interest Expense 
Deposits 3,2762,9043,1413,829
Securities sold under agreements to repurchase 79656861
FHLB and other borrowings 444483621618
Subordinated debt NA033656
Total Interest Expense 3,7993,4523,8635,164
Net Interest Income 26,51726,93428,24029,460
Provision for Loan Losses 910621490515
Net Interest Income after Provision for Loan Losses 25,60726,31327,75028,945
Non-Interest Income 
Service fees on deposit accounts 652687578587
Mortgage banking 3372757831,162
Other loan fees 360405214610
Earnings from investment in bank owned life insurance 432460445477
Death benefit on bank owned life insurance NANA0862
Gain on sale of SBA loans 109398561868
Net gain on sale of securities 218883772
Gain on sale of premises and equipment NA02080
Other income 597619711851
Total Non-Interest Income 2,7052,9323,5375,489
Non-Interest Expenses 
Salaries and employee benefits 10,98011,51412,48612,844
Occupancy and equipment 3,4973,4663,9424,117
Professional 8928459821,198
Insurance 330308268216
FDIC insurance and assessments 545509433412
Advertising 302376403415
Data processing 495392475554
Outside service fees 474477499500
Amortization of identifiable intangibles 12586489
OREO expenses, impairments and sales, net 665(39)(70)(274)
Loan workout expenses 33735943173
Other operating 1,5381,3741,4581,411
Total Non-Interest Expenses 20,18019,66721,35521,475
Income before Income Taxes 8,1329,5789,93212,959
Income tax expense 2,9733,5613,5854,328
Net Income 5,1596,0176,3478,631
Preferred stock dividend (261)(117)(57)0
Net Income available to common shareholders 4,8985,9006,2908,631
Earnings Per Common Share 
Basic 0.610.740.761.04
Diluted 0.60.730.741.01
Consolidated Statements of Comprehensive Income 
Net income 5,1596,0176,3478,631
Other comprehensive income (loss) 
Reclassification adjustment for gains on sales of securities available for sale recognized in income, net of income tax expense (131)(53)(23)0
Unrealized holdings gain (loss) on securities available for sale, net of income tax expense (benefit) (921)392(31)8
Other comprehensive income (loss) (1,052)339(54)8
Total comprehensive income 4,1076,3566,2938,639

Data shown on this page is extracted directly from the company’s documents. SNL makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, SNL, as always, stands by its commitment to the quality of the data.

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Market SummaryDesktop Summary
Trading SymbolTRCB
Market Value ($M)145.97
Stock Quote$ 17.40
Change Down$ (0.26)
(1.47) %
As of
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