TwoRiver Community Bank

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 2014 Y2015 Y2016 Y2017 Y2018 Q1 YTD
Source Document12/31/201512/31/201712/31/201712/31/20173/31/2018
(in thousands)     
Interest Income 
Loans, including fees 28,91330,62432,79835,8019,821
Taxable 972782776988297
Tax-exempt 4316239171,101282
Interest-bearing deposits 707413335067
Total Interest Income 30,38632,10334,62438,24010,467
Interest Expense 
Deposits 2,9043,1413,8294,3631,358
Securities sold under agreements to repurchase 6568616614
FHLB and other borrowings 483621618620130
Subordinated debt 033656658165
Total Interest Expense 3,4523,8635,1645,7071,667
Net Interest Income 26,93428,24029,46032,5338,800
Provision for Loan Losses 6214905151,530400
Net Interest Income after Provision for Loan Losses 26,31327,75028,94531,0038,400
Non-Interest Income 
Service fees on deposit accounts 687578587772238
Mortgage banking 2757831,1621,583338
Other loan fees 405214610588111
Earnings from investment in bank owned life insurance 460445477544130
Death benefit on bank owned life insurance NA08620NA
Gain on sale of SBA loans 3985618681,052331
Net gain on sale of securities 8837720NA
Gain on sale of premises and equipment 020800NA
Other income 619711851920162
Total Non-Interest Income 2,9323,5375,4895,4591,310
Non-Interest Expenses 
Salaries and employee benefits 11,51412,48612,84414,0463,885
Occupancy and equipment 3,4663,9424,1174,2411,090
Professional 8459821,1981,497340
Insurance 30826821621657
FDIC insurance and assessments 509433412467123
Advertising 37640341545060
Data processing 392475554553152
Outside services fees 47749950047381
Amortization of identifiable intangibles 864890NA
OREO expenses, impairments and sales, net (39)(70)(274)48(1)
Loan workout expenses 3594317323351
Other operating 1,3741,4581,4111,718389
Total Non-Interest Expenses 19,66721,35521,47523,9426,227
Income before Income Taxes 9,5789,93212,95912,5203,483
Income tax expense 3,5613,5854,3286,018807
Net Income 6,0176,3478,6316,5022,676
Preferred stock dividend (117)(57)00NA
Net Income available to common shareholders 5,9006,2908,6316,502NA
Earnings Per Common Share 
Basic 0.740.761.040.780.32
Diluted 0.730.741.010.750.31
Weighted average common shares outstanding 
Basic NANANANA8,447
Diluted NANANANA8,675
Net income 6,0176,3478,6316,5022,676
Other comprehensive income (loss) 
Reclassification adjustment for gains on sales of securities available for sale recognized in income, net of income tax expense (53)(23)00NA
Unrealized holdings (losses)/gains on securities available for sale, net of income tax 392(31)887(139)
Other comprehensive income (loss) 339(54)887(139)
Total comprehensive income 6,3566,2938,6396,5892,537

Data shown on this page is extracted directly from the company’s documents. SNL makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, SNL, as always, stands by its commitment to the quality of the data.

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Market SummaryDesktop Summary
Trading SymbolTRCB
Market Value ($M)157.71
Stock Quote$ 18.50
Change Down$ (0.10)
(0.54) %
As of
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